Credit Club

Identity ProtectionBuilt for Your Peace of Mind.

Guided by AI and brought to life by innovative people.

Shield your family from scams, hacks, and identity theft. Live confidently with 24/7 proactive security watching over your digital life.

Credit Club security gauge illustration

Online Crime Is Surging

As life moves online criminals find new ways to steal, often unnoticed until your finances, credit, and even your reputation suffer. Protecting your identity and devices has never been more essential.

$10.3B

was lost due to identity theft and fraud last year.

60%

of identity theft victims had difficulty covering the cost of basic needs.

5.5M

cases of fraud and identity theft reported last year.

33%

of Americans have already experienced identity theft.

Think of us as your radar, defender, and advocate all in one.

AI-Powered Protection

Advanced technology scans the dark web for threats.

Real-Time Alerts

Fast notifications for possible suspicious activity.

Award-Winning Fraud Restoration

Dedicated team to guide you through recovering your identity.

Comprehensive Coverage

Protection for you and your family.

What Fuels Our Features

At CreditClub it is not just about features, it is about people. Our team works with purpose and care to deliver smart solutions that make your life easier. Because we have got your back, you can focus on what really matters while knowing that we are handling the hard stuff.

Direct Bureau Power

We have real relationships with each of the major credit bureaus for real-time access to data.

Award-Winning Human Help

Get instant help from our US based experts. Real people and no bots are ready to restore your identity fast.

We Practice What We Preach

As a PCI and SOC 2 certified company we uphold the top standards for security, privacy, and integrity safeguarding your information at every step.

Built By Experts

Our industry-leading experts understand what data criminals are after and proactively identify and mitigate threats to help safeguard your digital assets.

Blueprints for Breakthroughs

We turn insights into innovation transforming market needs and customer feedback into standout products that deliver real value.

Plan Flexibility

Pay only for what you need. Our plans are designed to fit your budget and your lifestyle.

What's Included

Protection at Your Fingertips

Review alerts, access your data, and track your financial progress all from your personalized dashboard.

Dark Web Alerts

See possible suspicious activity with real-time alerts so you can take immediate action.

Identity Restoration

You have access to an award-winning US based restoration team and financial protection up to $1 million if your identity is stolen.

Credit Scores and Personal Finance

Monitor your credit for fraud and receive personalized actions you can take to build credit and improve finances.

Family Protection

Ease your mind with identity theft protection featuring dark web and Social Security number monitoring for up to 10 dependents.

Device Security

Protect your laptop, tablet, smartphone, and other devices with VPN and antivirus software to ensure private and secure browsing.

Monitoring

We Monitor So You Do Not Have To

CreditClub is your 24/7 security powerhouse using everything from cutting-edge AI and law enforcement partnerships locally, nationally, and globally to scan the digital world for threats. We monitor billions of transactions every second across 250,000+ databases in 25 languages.

Application Monitoring

Criminals frequently use stolen information to open unauthorized accounts such as utilities, payday loans, or credit cards. Our monitoring system scans extensive networks to detect fraudulent applications linked to your personal data. Even if a credit check is not performed we can identify attempts to use your information.

Application Monitoring

Social Security Number Monitoring

CreditClub delivers unparalleled Social Security number monitoring to protect one of your most critical identifiers. With our family plan you can also monitor your children's SSNs. Our advanced system scans a vast network of databases for possible suspicious activity involving your SSN.

Social Security Number Monitoring

Dark Web Monitoring

We search the darkest corners of the internet finding hidden marketplaces, forums, and chat rooms. Combining cutting-edge AI with the expertise of former FBI agents, law enforcement professionals, and white hat hackers we proactively monitor for your data in real-time.

Dark Web Monitoring

Change of Address Monitoring

CreditClub comprehensive monitoring goes beyond traditional credit bureaus. We track more than 180,000 data furnishers including all three major credit bureaus, the National Change of Address registry, and the USPS system to catch address changes and other critical data updates.

Change of Address Monitoring

Financial Accounts Monitoring

CreditClub financial accounts monitoring goes beyond traditional bank security measures. We employ advanced AI algorithms to analyze transaction data identifying patterns that may indicate fraudulent activity. By monitoring your accounts in real-time we can detect anomalies such as unusual spending patterns.

Financial Accounts Monitoring

Credit Monitoring

Leveraging our 50+ years of experience and direct relationships with major credit bureaus, CreditClub Enhanced Credit Monitoring provides a comprehensive overview of your credit health. We go beyond traditional credit monitoring alerting you to critical changes.

Credit Monitoring

Personalized Protection for Your Lifestyle

Your identity is extremely valuable and deserves protection. Pick a plan that meets your safety needs and your budget.

Most Popular

Secure Pro

Bi-Annual 3 Bureau Credit Reports and Scores

$29.99/mo

7 day trial

Get Protected Now

What's Included

What is included

Enhanced 3 Bureau Credit Report Monitoring
Dark Web and Internet Monitoring
Up to $1 Million in Stolen Funds Reimbursement
Coverage for Lawyers and Experts
Coverage for Personal Expense Compensation
AI Alerts with Application Monitoring
SSN Alerts
Synthetic ID Theft Protection
Change of Address
File Sharing Network Searches
Lost Wallet Assistance
Checking Account Report
Opt-out AI (Junk Mail and Do Not Call List)
US Based ID Restoration Service
Enhanced Credit Report Monitoring
Alerts on Crimes Committed in Your Name
Score Change Alerts
Credit Score Tracker
Credit Scores Simulator
Family Protection $25K ID Theft Insurance and ID Fraud Restoration
Fraud Restoration with LPOA

Verified Reviews

4 Million People Just Like You Trust Us with Their Identity

Industry-leading identity theft protection for you and your family.

CreditClub was very helpful and very knowledgeable. They took the time to explain everything and made me understand things much better.

Laura S.

Laura S.

Verified Member

Christian was patient and knowledgeable. He walked me through my benefits and resolved everything quickly.

Olga G.

Olga G.

Verified Member

Jacqueline was welcoming and exceptionally knowledgeable about the product and services included in my plan.

Stephen C.

Stephen C.

Verified Member

Great company. I had questions about my credit report and was able to get every one of them answered.

Noah P.

Noah P.

Verified Member

All the staff was very helpful. I would recommend friends and family and am very pleased with the service.

Marketta M.

Marketta M.

Verified Member

In eight months I went from low scores in the 540s to the 700s and cleared out multiple negative items.

Sam S.

Sam S.

Verified Member

Credit Club gave me the clarity I needed. I finally feel in control of my finances.

Ann M.

Ann M.

Verified Member

Informative, helpful, and honest from start to finish. This was an easy 10 out of 10 experience.

R. E.

R. E.

Verified Member

Aniesha went above and beyond and exceeded every expectation. Thank you for having her on your team.

Aaron T.

Aaron T.

Verified Member

The alerts are a great way to stay connected in our credit reporting journey and understand what is happening.

JC M.

JC M.

Verified Member

Do not Wait. Get Protected Now.

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